- Introducing Freecharge EMI. With Diwali round the corner, now you can make your favourite purchase with money in your Freecharge wallet. Instant online approval without any paperwork and long approval times. Repay in easy EMI from through your preferred bank ( Axis, ICICI, HDFC and others). You can get as get as much as Rs 40,000 based on your credit history. - Bug fixes and performance enhancements for an even faster payment experience.