3 stars: It's pretty useful when it works, but for some reason, even after I have already unlocked my phone and then tap it to an NFC reader, it tells me to unlock my phone and tap it again (which then brings up a thumbprint prompt), which sometimes has a hard time registering for the second time. I wonder if it's clashing with some security setting on my phone.
3 stars: I use Google Pay for my credit cards and my myki. It works well most of the time, but sometimes it's quite slow to recognise the myki reader at the ticket barrier, unless the app is open, and my myki is selected. This can be pretty annoying, as it holds up people behind me. It would be useful if I could place a shortcut to my myki on my homescreen, as you can already for credit cards.
3 stars: Google Pay is just as fast and convenient as other fruit-based payment systems but it lacks any sort of biometric security measures which by nature makes it a bit less secure than its rival. If a thief stole my phone they could still use Google Pay even without unlocking the device. Of I used an iPhone said thief would have to slice off my thumb as well. This needs sorting.
5 stars: Great app. Very easy to use, the hardest partis putting in your debit card and verifying it (this is only more difficult with smaller banks because it requires a phone call). From that point on whenever you're at a place that support google pay you unlock the phone and hold it next to the terminal, no need to open the app.
5 ...