4 stars: Interface is not straightforward and cluttered but, came in very handy when my card didn't work because of a malfunctioning chip. Also a nice feature where it adds to your rewards card at the same time. Would be a very nice feature if it saved a copy of the receipt. I realize that would have to be worked out with each merchant though.
3 stars: Mobile payment works well enough where it's supported, but the \
5 stars: Very handy app for making contact less credit card payments effortlessly. Very easy to add your credit cards and make payments without actually using your physical cards in shops. You don't need to actually open your wallet to take your cards out and just use your mobile instead. Very useful app. Highly recommended. Thanks Google :-)
4 stars: So far everything is great, just the fact that you can't protect NFC usage (or purchases) by a password makes me quite worried. I secure the app with a password thanks to OxygenOS but you can still make purchases without unlocking the phone. I understand it's like paypass but it's pretty rare that someone borrows my credit card vs my phone.
4 stars: Works - most of the time. Works quick the only issue that I have is that a credit card may not work but it does work at other places but at a particular establishment doesn't. A nice feature might be if it one credit card doesn't work to automatically select a backup to go to that one without hesitation if the primary fails. My financial institution has no...