5 stars: When it works, it's amazing. For those having the
4 stars: It's very convenient being able to just tap and go when paying for small purchases, especially for people like me who has like 20 cards in their wallets. My major complaint is that in Canada, not enough credit cards are supported by the app. Second of all, I think it would give me peace of mind if Google Pay could turn off NFC automatically after a payment goes through. It's a feature available on Samsung Pay, which I really like.
4 stars: Fast and convenient way to pay. This app gives you the option to turn ON NFC in the app if you regularly turn it off to preserve battery. However, it does not allow you to turn it off after paying. Although this is something minor, it does cause the user to go through the settings to turn off again, hence the 4 stars. Otherwise, loving the app!
3 stars: It works great but it worries me that it is easily accessible by anyone who get on the phone. There should be an extra protection before the check out on the app. For example, give a layer of security (to input a passcode to access the pay pass) within the app and if it is wrong, erase all info of the creditcard, give the location and photo of the person who was using it at that time.
2 stars: Functionality, in principle, is good. But there are usability issues that are so frustrating. The loyalty card QR codes are often displayed too small for checkouts to read easily. Also it takes forever to load this app...